you can plan on it!

​How many of you sat down this time last year, put together a well-thought-out plan for 2020, had a strong start to the year, and then saw it all unravel in March?

For those raising your hands, how many of you adjusted your plan soon thereafter to adapt to the new market?

It was not an easy task for most of us since we felt like we were flying without instruments in an unpredictable storm. Who would think that our grandiose plans could be uprooted from something so unexpected? And the scary thought today is that we are still in the thick of it, yet many have learned to fly without instruments. Others have even been able to fix the instruments to allow them to fly above the storm.

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